IMAN, I. S. Fintech Adoption and Financial Agility in Enhancing Distribution Efficiency: A Resource Orchestration Perspective. JEMeS - Jurnal Ekonomi Manajemen dan Sosial, [S. l.], v. 9, n. 1, p. 10–21, 2026. Disponível em: https://ojs.ejournalunigoro.com/JEMeS/article/view/1611. Acesso em: 23 mar. 2026.