TY - JOUR AU - Artha, Bhenu AU - Ayu Krisna Murti, Desy AU - Puput Aryanti, Rista PY - 2021/07/16 Y2 - 2026/03/23 TI - Pengaruh NPL, DPK, dan CAR Terhadap ROA (Studi Pada Bank Non Devisa di Indonesia) JF - JEMeS - Jurnal Ekonomi Manajemen dan Sosial JA - JMS VL - 4 IS - 2 SE - Articles DO - 10.56071/jemes.v4i2.247 UR - https://ojs.ejournalunigoro.com/JEMeS/article/view/247 SP - 1-9 AB - <p><em>This study aims to determine the effect of non-performing loans (NPL), capital adequacy ratio (CAR), and third party funds (TPF) on return on assets (ROA) in non-foreign exchange banks in Indonesia for the period 2010-2016. The results show that TPF variable has a significant positive effect on ROA, while CAR and NPL have no effect on ROA.</em></p> ER -